On the tot up points system a 55-year-old woman was banned from driving for six months last Wednesday at Craigavon Magistrates Court.
Maria Campbell, Woodville Street, Lurgan, admitted using a mobile phone while driving on August 27 this year.
A barrister representing the defendant said she was having difficulties with her property and was speaking to her landlord.
She already had nine points on her licence.
Campbell was fined £75 and given three points.