Insurance had been cancelled


When a direct debit wasn’t paid, a 41-year-old man was detected driving without having insurance.

Nuno Oliveira, Levaghery Gardens, Portadown, was fined £200, given six points and ordered to pay a £15 offender’s levy.

Craigavon Magistrates Court ourt heard Oliveira was stopped in Bridge Street, Portadown.

He said that he had insurance and produced a certificate at his home.

Police contacted the insurance company who said the policy had been cancelled on October 5.

A defence solicitor said the direct debit had been taken out onSeptember 20 but returned because he had gone over his overdraft limit.

He added that Oliveira did not know about this and did not receive any letter. He reinstated his direct debit the next day and now had insurance.